Each lot owner has an obligation to pay their monthly HOA fee. If an account becomes delinquent, there is a policy in place that allows for delinquent accounts to be sent to a collections attorney in order to facilitate payment.
If a lot is more than 5 months delinquent, the collections process is initiated with a final notice requesting payment. If the account remains delinquent, it is then forwarded to a collection attorney, a lien is filed on the title of the home and significant attorney’s fees are added to the delinquent balance. If the account remains delinquent and no action is taken to pay off the balance owed, the next steps include a lawsuit, garnishment of wages, or even foreclosure.
These steps are not fun for anyone involved, and the HOA would prefer not to send anyone to collections. However, the HOA dues are an obligation of each owner within the HOA and we have a duty to collect on this obligation. In order for the process to be fair it must be followed consistently.
That said, we are not unreasonable people. If you have extenuating circumstances, please reach out to us so we can work together toward a resolution.